Subhash Shetty has joined Electronica Finance Limited as Chief Risk Officer, marking a significant addition to the organization’s leadership team in the Indian BFSI sector. In his new role at Electronica Finance Limited, he will be responsible for strengthening risk governance frameworks, enhancing operational risk management, and ensuring robust regulatory compliance across the enterprise. His mandate also includes building structured systems to manage credit and enterprise risks in alignment with the company’s long-term growth objectives.
Subhash Shetty brings extensive experience in credit and risk management having built a strong career across leading institutions in the banking and NBFC ecosystem. Prior to this role, he spent over 7.5 years at Profectus Capital Pvt. Ltd., where he played a key leadership role as Head – Risk & Supply Chain Finance Credit and Chief Information Security Officer (CISO), contributing to strategic risk initiatives and credit oversight within the organization.
Earlier in his career, he was associated with Reliance Commercial Finance Ltd under the Reliance Group, where he contributed significantly to the credit function and was heading Supply Chain Finance credit in his last assignment. His professional journey also includes association with Standard Chartered Bank, where he was handling credit for Mortgages & SME business segments.
Subhash Shetty began his career with foundational role at HSBC, where he gained early exposure to credit operations and financial risk systems. Over the years, his career trajectory reflects a consistent focus on strengthening risk frameworks, enabling sustainable financial growth, and supporting organizations in maintaining strong compliance and governance standards across evolving regulatory landscapes.